1. Need Debt Advice?

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Need Debt Advice?

You need debt advice if you are about to experience problems paying bills and or if people you owe money to are chasing you for money. You might be skipping essentials like food, heating and lighting.

1: Debt Test

Missing regular payments.
Juggling debt using credit lines.
Using up savings.
Borrowing from friends and family.

2. Sharing Information

We ask lots of questions to complete a full fact find.
Everything is confidential and personal data is secure.
Your sensitive information helps inform advice options.
Your budget and verification documents are requested.

3: Discuss Advice Options

Explain debt options and interventions.
Help you to contact your creditors.
Deal with emergencies and consider breathing space.
Discuss debt strategies and if a debt solution is needed.

4. Confirmation of Advice

Written confirmation of your advice action plan.
Breakdown of any application fees to be paid.
List of advice options and or recommendations.
Next steps, review date and future-proofing advice.