Income Support
Contents
Eligibility
How it works
What you will get
How to claim
Report a change
Challenge a decision
Income Support helps people who do not have enough to live on. It is only available for certain groups of people who do not get Jobseeker's Allowance or Employment and Support Allowance and are not in full time employment. Income Support is being replaced by Universal Credit.
Income Support can be paid on its own if you have no other income or can top-up other benefits or part time earnings to the basic amount the law says you need to live on.
You do not have to have paid national insurance contributions to qualify for Income Support, but any savings you have might affect what you get paid.
Eligibility
All of the following must also apply to you (and your partner if you have one):
you have no income or a low income, and no more than £16,000 in savings
you’re not in full-time paid work (you can work less than 16 hours a week, and your partner can work less than 24 hours a week)
you’re not eligible for Jobseeker’s Allowance or Employment and Support Allowance
you live in England, Scotland or Wales - there are different rules for Northern Ireland
You must also be between 16 and Pension Credit qualifying age, and at least one of the following:
pregnant
a lone parent (including a lone adoptive parent) with a child under 5
a lone foster parent with a child under 16
a single person looking after a child under 16 before they’re adopted
a carer
on maternity, paternity or parental leave
unable to work and you receive Statutory Sick Pay, Incapacity Benefit or Severe Disablement Allowance
in full-time education (not university), aged between 16 and 20, and a parent
in full-time education (not university), aged between 16 and 20, and not living with a parent or someone acting as a parent
a refugee learning English - your course needs to be at least 15 hours a week, and you must have started it within 12 months of entering the UK
in custody or due to attend court or a tribunal
You do not need a permanent address - for example, you can still claim if you:
sleep rough
live in a hostel or care home
How it works
How you’re paid
Payments are usually made every 2 weeks.
All benefits, pensions and allowances are paid into your bank, building society or credit union account.
What you will get
You get:
a basic payment (personal allowance)
extra payments (premiums)
Your income and any savings (over £5,999) can affect how much you get.
Personal allowance
You must be at least 16 to get Income Support.
Your situation
Weekly payment
Single - age 16 to 24 - £71.70
Single - age 25 or over - £90.50
Lone parent - age 16 to 17 - £71.70
Lone parent - age 18 or over - £90.50
Couples - both under 18 - £71.70
Couples - both under 18 getting ‘higher rate’ - £108.30
Couples - one under 18, the other 18 to 24 - £71.70
Couples - one under 18, the other 25 or over - £90.50
Couples - one under 18, one over getting ‘higher rate’ - £142.25
Couples - both 18 or over - £142.25
Higher rate
You could get the higher rate if either of you is responsible for a child, or if each of you would be eligible for one of the following if you were not a couple:
Employment and Support Allowance
Income Support
Jobseeker’s Allowance
Premiums
You could also get an Income Support ‘premium’ - this is extra money based on your circumstances, for example if:
your partner is a pensioner
you’re disabled or a carer
Use a benefits calculator to work out how much you can get.
The benefit cap
The benefit cap limits the total amount of benefit you can get. It applies to most people aged 16 or over who have not reached State Pension age.
Some individual benefits are not affected, but it may affect the total amount of benefit you get.
How to claim
The quickest way to apply for Income Support is by phone.
New benefit claims
Jobcentre Plus - new claims
Telephone: 0800 169 0350
Textphone: 0800 023 4888
Relay UK (if you cannot hear or speak on the phone): 18001 then 0800 169 0350
Video relay service for British Sign Language (BSL) users - check you can use the service
Welsh language: 0800 012 1888
Monday to Friday, 8am to 6pm
You can also apply by post by sending a claim form to your local Jobcentre Plus.
Alternative formats
Call to ask for alternative formats, such as braille, large print or audio CD.
There’s a different way to apply in Northern Ireland.
You can claim Income Support for yourself and your partner, if they have not already made a claim.
You’ll need to give details about:
your income
the income of any partner
where you live
who lives with you
Report a change
Report a change of circumstances
You need to report changes to your circumstances so you keep getting the right amount of Income Support.
Your claim might be stopped or reduced if you do not report a change straight away.
A change of circumstance can include:
starting or stopping work, education, training or an apprenticeship
moving house
people moving into or out of the place you live (for example your partner or a child)
changing your name
changes to the benefits you or anyone else in your house gets
changes to other money you get (for example student loans or grants, sick pay or money you get from a charity)
changes to your pension, savings, investments or property
going into hospital or a care home or sheltered accommodation
going abroad for any length of time
Call Jobcentre Plus if you’re not sure whether you need to report a change.
You may be prosecuted or have to pay a £50 penalty if you give wrong or incomplete information, or do not report changes straight away.
How to report
You can report a change of circumstances by:
calling the Jobcentre Plus helpline for existing benefit claims
writing to the Jobcentre Plus office that pays your Income Support - the address is on the letters you get about your Income Support
Jobcentre Plus - existing benefit claims
Telephone: 0800 169 0310
Textphone: 0800 169 0314
Video relay service for British Sign Language (BSL) users - check you can use the service
Welsh Language: 0800 328 1744
Monday to Friday, 8am to 6pm
If you’ve been paid too much
If you do not report a change straight away or give wrong or incomplete information, you might be paid too much. If you are, you might have to pay some of the money back.
Challenge a decision
If you disagree with a decision
You can challenge a decision about your claim. This is called asking for mandatory reconsideration.