Site Map

1. Your Money


Banking & Finance

Banking

> A to Z of UK Digital 'Challenger Banks'

> Bank Accounts - Safe & Basic

> Contactless Payments

> Cryptocurrency

> Digital Wallets

> Financial Ombudsman Services

> Financial Services Compensation Scheme (FSCS)

> Mobile Banking

> Open Banking
> Payment Instructions

Credit Score

> Credit Reference Agencies

> Improve Your Credit Score

> Correct a Credit Report Error

Borrowing Money

> Interest Only Mortgage Calculator

> Repayment Mortgage Calculator

Savings

> Help to Save Scheme

Digital Skills

AI Explainer

Communications

> Free Electronic Signatures 

> Free Scanning App 

> Mobile Phones - Do Not Disturb Controls

> Send Texts from a Desktop Computer Free

> Set up a Free Email Account

Online Safety

> Online Safety for Kids
> Online Consumer Rights

> Online Shopping

Online Security

> Create Secure Passwords

Private Internet Browsing

> Erase Browsing History

> Enable Private Browsing
> Use a VPN


Housing

Homelessness

> Homelessness - Adults

> Homelessness - 16 to 17 year olds

> Finding Emergency Accommodation

Renters

> Draft Social Housing Charter

> Illegal Eviction & Harassment

> Accessing the Local Housing Register

> Bedroom Tax - Under Occupancy

> Discretionary Housing Payment

> Housing Disrepair

> Neighbourhood Disputes & Anti-Social Behaviour

> Overcrowding

> Private Renting - Rights & Responsibilities

> Rent Increases

> Section 8 Notice

> Section 21 Notice

> Tenancy Deposit Scheme

> Untidy Tenancy

Homeowners

> 10 Ways to sell your home without an Estate Agent

> Equity Release

> Mortgage Interest Run on


Commercial Property

> Non-domestic Rates

> Business Rates Relief

2. Your Financial Health


Income Maximisation


Benefits & Entitlements

> A to Z Welfare Benefits

> Appeal a Benefit Decision

> Armed Forces Independence Payment

> Attendance Allowance

> Bereavement Support Payment

> Blue Badge Scheme

> Carer's Allowance

> Child Benefit

> Childcare & Nursery Fees Early Years

> Christmas Bonus

> Cold Weather Payment

> Council Tax Reduction & Concessions

> Disability Living Allowance

> Disability Premiums

> Employment Support Allowance (ESA)

> Financial Help for Students

> Financial Help with School Costs

> Permitted Work for Employment Support Allowance (ESA)

> Government Pensions

> Basic State Pension

> War Pension Scheme: Constant Attendance Allowance (CAA) 

> War Pension Scheme: Mobility Supplement (WPMS)

> War Widow's or Widower's Pension 

> Guardian's Allowance

> Healthy Start Scheme

> Help with Funeral Costs

> Help with Public Transport Costs

> Housing Benefit

> How & when Benefits are paid

> Incapacity Benefit

> Income Support

> Industrial Injuries Disablement Benefit

> Jobseeker's Allowance

> Jobseeker's Allowance Sanctions

> Maternity Allowance

> Motability Scheme

> No Recourse to Public Funds

> Passported Benefits

> Pension Credit

> Personal Independence Payment (PIP)

> PIP Application Questions

> Sure Start Maternity Grant

> Savings & Capital Rules for the over 60's

> Specified Adult Childcare Credits

> Statutory Adoption Pay

> Statutory Maternity Pay

> Statutory Paternity Pay

> Statutory Sick Pay (SSP)

> Support for Child Funeral Costs
> Support for Mortgage Interest

> Tax Credits

> The Benefit Cap

> Universal Credit

> Universal Credit - How to Claim Online

> Universal Credit Sanctions

> Universal Credit Online Portal Home Page

> Warm home Discount Scheme

> Widowed Parent's Allowance

> Winter Fuel Payment

> Working from Home Tax Relief

> Working Hours for Benefits

> Calculating Hours of Work


Corrections & Appeals


> Challenging a Benefit Decision

> Section 13A Council Tax Relief


Earn More

> 10 Ways to boost your income
> Rent a Room Scheme

Hardship Help

> Budgeting Loan

> Foodbanks

> Help Topping up a Prepayment Meter

> UC Hardship Payment

> Universal Credit Advance


Budgeting


Create a Budget

Types of Budget

> Deficit Budget
> Spare Income Budget

Audit Your Finances

> Benefit Calculators

> Improving Your Household Budget


Managing Money


Budgeting Tips

> 20 Food Budgeting Tips

> Jam-Jar Budgeting

> Loyalty & Reward Cards Top 10

3. Your Debt

Debt Advice

About Debt Advice

> Signs of Debt

> Debt Advice Guide

> Meet the Debt Adviser

> Your Debt Advice Journey

> FCA Debt Advice Regulation

> Priority Debts

> Non-priority Debts

> Reasons for Debt

Get Prepared for Debt Advice

> Contacting Creditors

> Income & Expenditure

> Future Proofing

> Verification Documents


Debt Options

> Debt Options Overview

> Administration Order

> Bankruptcy

> Breathing Space Scheme

> Debt Management Plan

> Debt Options Guide Booklet

> Debt Relief Order

> Debt Write-off

> Full & Final Settlement Offers

> Individual Voluntary Arrangement

> Informal Offers

Housing Arrears


> Court Action for Mortgages & Secured Loans
> Pre-Action Protocol for Possession Claims by Social Landlords

> Mortgage Arrears

> Mortgage Arrears - Pre-action Protocol

> Mortgage Shortfalls

> Negative Equity

> Rent Arrears Pre-action Protocol

> Rent Arrears - Private Renting

> Rent Arrears - Social Housing


Debt Advice Topics

> Bailiffs - Enforcement Agents

> Bill of Sale

> Charging Orders

> Council Tax Arrears

> Council Tax Arrears - Control of Goods

> Credit Debt Collection

> Creditor Harassment

> Dealing with Debt when a person dies

> Debt Advice in Scotland

> Debt Collection Agencies

> Debt & Mental Health

> Default Notices

> Divorce & Separation

> Enforcement of Debts

> Energy Debt

> Help with Court Fees

> Ignoring Debts

> Logbook Loans

> Magistrates Court Bailiffs

> Magistrates Court Fines

> Overpayment of Benefits

> Problem IVA'a

> Right of Set Off & First Right of Appropriation

> Statutory Demands

> Statute Barred Debts

> Tomlin Order

> Varying a County Court Judgment (CCJ)

> Water Arrears