Here are some tips for creating secure passwords:

1. Length matters: A longer password is harder to crack than a shorter one, so aim for at least 12 characters or more.

2. Mix it up: Use a combination of upper and lowercase letters, numbers, and symbols to make your password more complex.

3. Avoid using personal information: Don't use information that can easily be found online, such as your name, birthdate, or address.

4. Avoid common words: Avoid using common words found in the dictionary, as these can be easily cracked by attackers using a dictionary attack.

5. Use a passphrase: Consider using a phrase made up of random words, rather than a single word. For example, "cat-tree-sun-cloud-house".

6. Update regularly: Change your passwords frequently, especially for sensitive accounts.

7. Don't reuse passwords: Don't use the same password for multiple accounts, as if one password is compromised, all of your accounts are at risk.

By following these tips, you can create strong and secure passwords that will help protect your sensitive information from being compromised.

If you're really stuck, you can use a free random password generator, such as Last Pass, although nothing is 100% secure, Last Pass  is very security focused and has an excellent track record. Find out more on our web page 'Password Manager Services'.

Two-factor authentication (2FA) is an additional layer of security that is used to confirm a user's identity when accessing an online account. It requires a user to provide two different forms of authentication before being granted access.

The first factor is typically something the user knows, such as a password. The second factor is something the user has, such as a smartphone or a security token. This second factor is designed to ensure that only the rightful owner of the account can access it, even if their password has been stolen or compromised.

For example, when logging into an online account, the user would first enter their password, and then receive a one-time code via text message or a mobile app. The user would then enter this code to complete the login process.

By requiring two forms of authentication, 2FA provides an additional level of security and helps prevent unauthorised access to sensitive information, such as financial and personal information.