Habitually Resident

A person who is ‘habitually resident’ (in the UK or in a particular area of the UK) is someone who is not subject to immigration control and normally lives in that place. Assessment of this depends on criteria such as where someone works, where their family are and whether they are workers from a European Economic Area.

High Court Judgment

Similar to a County Court Judgment but for debts which are not covered by the CCA, large debts (over £25k), for cases which are complex or for cases where there is public interest.

Hire Purchase

Hire purchase is a type of credit agreement where you don’t own the goods until you’ve made all of the payments set out in the credit agreement. If you miss payments the goods may be repossessed.

Homeowner Mortgage Support

A Government initiative designed to help homeowners who are struggling to meet their mortgage payments because of a temporary drop in income. Homeowners Mortgage Support allows qualifying homeowners to delay paying part of the interest on their loans for up to two years.