Universal Credit Advance & Hardship Payments
If you need help to pay your bills or cover other costs while you wait for your first Universal Credit payment, you can apply to get an advance.
The most you can get as an advance is the amount of your first estimated payment.
How to apply for an Advance Loan
Lowering Advance Loan payments
You can defer loan payments for 3 months, or request lower payments later on through the debt management unit if suffering exceptional hardship, call: 0800 9160647.