Loyalty and Reward Cards Top 10


Loyalty card and reward schemes were created to incentivise customers to stay shopping with the same stores. By offering a reward programme, loyal customers can save on future purchases with points systems and money off vouchers. You can make quite a lot of savings in stores that you shop in often, such as supermarkets and petrol stations.

Some loyalty schemes with hotels and/or credit cards involve collecting air miles which go towards the cost of airline tickets. However, these reward schemes tend to only be beneficial for high spenders.

Just remember that loyalty cards and schemes benefit both you and the company, you should only sign of to them if you do not mind sharing your data and spending habits with the company. You also still need to shop around and not just rely on shopping in the same stores, better deals elsewhere may outweigh the benefits of the loyalty rewards.

Below we have listed 10 popular loyalty cards but there are of course many more to look into.

Tesco Clubcard

Tesco Clubcard is the most popular loyalty card in the UK.

Nearly 70% of the British population have a Tesco Clubcard - and the scheme really works well because they know so much about your shopping habits.

With this valuable data they are able to tailor your coupons, as well as allowing you to redeem points against a huge variety of products including groceries, holidays and days out.

Find out more: Tesco Clubcard

My John Lewis

Just for creating an account with John Lewis you are rewarded with free coffee and cake every month and you do not even have to spend any money.

You will also gain insider tips, news, product previews, invitations to local events and exclusive offers on products that match your shopping habits.

Find out more: My John Lewis Membership Card

Boots Advantage Card

The Boots Advantage card is the UK's third most popular loyalty card. For every £1 that you spend at boots you earn four points - the equivalent to 4p and this can really add up.

You also get access to coupons and discounts as well as a free Boots magazine every month with further coupons.

Find out more: Boots Advantage Card

Nectar Card

The Nectar card can be used in a number of stores and e-online, including Esso, Asos, Debenhams, LNER, eBay, Sainsbury's, Homebase, Argos, House of Fraser and many more.

The points can lead to a lot of money on your Nectar card that you can spend on days out or shopping.

Find out more: Nectar Card.

The Costa Coffee Club

If you are into coffee on the go, make the most of it with Costa's loyalty card. For every £1 you spend you will receive five points. The points system works at 1p per point, therefore you will need to spend £20 to get £1 worth of credit.

Find out more: Costa Coffee Club

KFC and McDonalds

These popular fast food outfits do not run a loyalty card scheme exactly but they do have a 'collect stickers' scheme. Collect six stickers for a free hot drink.

Sticker Terms

Avios Air Miles

With the Avios Air Miles loyalty scheme, you can gain air miles to earn free flights by shopping online through their eStore. There are other schemes to earn air miles and if you can also convert Tesco Clubcard points to air miles.

If an Air Miles member spends£100 every week for a year on the Air Miles' eStore they would earn up to one mile for every £2 spent, or 2,600 Air Miles - equal to a return flight to Tunisia.

Find out more: www.airmiles.co.uk Join the British Airways Executive Club

Ikea Family

By signing up to Ikea Family you can save money on the items you were going to buy anyway. Every item has a normal price and a family price, this can be tens or hundreds of pounds cheaper. It is a great idea if you are moving into a new home or just about to embark to University, you will be able to kit yourself out with some great savings too.

Find out more: Ikea Family

Morrison's More

Morrisons' More loyalty card and app gives shoppers the chance to earn points across the store, including on your flower shop, garden centre orders and pharmacy purchases. You will also get points every time you fill up with fuel at a Morrisons petrol station - every litre of fuel = 10 More points. Once you hit 5,000 points, they will reward you with a £5 voucher.

Find out more: Morrison's More


With the Co-operative loyalty card, you will receive discounts and coupons. The Co-op also has another incentive, they split their profit between card holders and this grows with the more points you earn.

Find out more: Co-op Membership