Financial Help for Students
If you are a new full time student you can apply for a Tuition Fee Loan and Maintenance Loan if your course commences on or after 1 August 2016.
If you are a continuing student and your course started before the 1 August 2016 you may be eligible for a Maintenance Grant or Special Support Grant in addition to the Tuition Fee Loan and Maintenance Loan. However the loans are of a lesser rate.
Depending on whether you meet eligibility criteria you may be able to receive help for; dependents, travel, disabilities or even be awarded a bursary.
Tuition Fee Loan
Maintenance Loan for Living Costs
If you are a continuing student and your course started before the 1 August 2016 you may be eligible for a Maintenance Grant, depending on your household income. You are not required to repay the grant but the amount you receive will reduce your entitlement to the maintenance loan. Funds will be paid into your bank account at the beginning of each term.
Special Support Grant
Disabled Student's Allowance
How much you receive will depend on your household income, including your parents’ income, or that of your partner, spouse or civil partner.
If you started a Diploma of Higher Education (DipHE) Nursing or Operating Department Practitioner course before 1 September 2012, you will have entitlement to a basic bursary and household income is not taken into account. If you’re studying to become a doctor or dentist, applications can be made from your second year for graduate entry programmes or from your fifth year for undergraduate programmes.
If you’re an eligible full-time NHS student starting your course on or after 1 September 2012 you will receive a grant of £1,000 and a reduced payment if you study part-time. You have to apply for an NHS bursary first.
- You must have been living in the UK, the Channel Islands or the Isle of Man for three years up to the start of the academic year
- You will not qualify if you’re a first level nurse or midwife and you’re registering for a second field in nursing or midwifery
- If your course starts on or after 1 August 2018 your place needs to be a full or part-time NHS-funded course which will lead to you registering as a doctor or dentist
- You can apply for an NHS bursary from your 5th year on the 5 or 6 year undergraduate course or from your 2nd year on the 4 year accelerated graduate course
If your course started in the 2017 to 2018 academic year your place must be on a full or part-time NHS-funded course which will lead to you registering as; a doctor or dentist (you can apply for an NHS bursary from the 5th year on the 5 or 6 year undergraduate course or from your 2nd year on the 4 year accelerated graduate course), a dental hygienist or a dental therapist.
If your course began before 1 August 2017 your place must be on a full or part-time NHS-funded course which will lead to you registering as:
- A doctor or dentist (you can apply for an NHS bursary from the 5th year on the 5 or 6 year undergraduate course or from your 2nd year on the 4 year accelerated graduate course)
- A chiropodist (including a podiatrist), dietician, occupational therapist, orthoptist, physiotherapist, prosthetist, orthotist, radiographer, radiotherapist, audiologist or a speech and language therapist
- A dental hygienist or dental therapist
- A nurse, midwife or operating department practitioner (on a degree or diploma course)
How to apply
A bursary needs to be applied for every academic year. You have to create a Bursary Online Support System (BOSS) account on the NHS Student Bursaries website, after being offered a place at your university or college. The first time you make an application you will need to provide evidence of your identity including a photograph of yourself, for example a birth certificate and a valid passport.
Once your application has been approved, NHS Student Bursaries will email you to advise you that your bursary is available for you to view in your BOSS account. You will then be able to apply to Student Finance England for a reduced rate loan.
NHS Student Bursaries
T: 0300 330 1345
Fax: 01253 774491
Monday to Friday, 8am to 6pm
Saturday 9am to 3pm
NHS Student Bursaries
You will be entitled to a reduced loan and what you receive will be based on where you live and study and whether you’re in the final year of your course. For the 2020 to 2021 academic year the rates are:
- £3,354 for students studying living away from home (in London)
- £2,389 for students studying away from home (outside London)
- £1,793 for students living at home
You can make an application through your BOSS account if you have an adult or child that is financially dependent on you during your training. The amount you receive will depend on your household income.
If you have a dependant child you might be able to get an NHS Bursary Childcare Allowance, you will need to apply for the Dependants’ Allowance first. How much you receive will depend on your circumstances and your household income. You will not be awarded the childcare allowance if you’re not entitled to the NHS bursary (known as a ‘Fees Only award’).
You can make an application on the NHS Student Bursaries website.
Parent Learning Allowance
You will need to apply for the Dependants’ Allowance first and if you're application includes a dependent child, you will be automatically assessed for the Parent Learning Allowance. The amount you will receive will depend on your household income, but it could be up to £1,204 per academic year.
Disabled Students’ Allowances
If you are disabled and need to pay expenses because of your; physical disability, long-term health condition, mental-health difficulty, or a specific learning difficulty like Dyslexia you may be eligible for this allowance. The amount you receive is up to:
- £20,725 for someone to help you
- £5,214 for specialist equipment to cover the full course
- £1,741 for additional costs
You can make an application via your BOSS account.You will need to provide medical evidence to support your application, such as a report from a qualified professional.
Practice placement expenses
You might qualify for help with travel costs if you do a practice placement in a; hospital or community health centre and not at your university. The cost of travel must be more to travel to your placement than it costs to travel to your university. You can make a claim for your expenses on the NHS Student Bursaries website.
Social work bursaries
For students training for social work you may be able to get a bursary to help with; living costs and tuition fees. A social work bursary does not have to be repaid and isn't determined by your household income.
The amount you receive will be determined by; where you study, if you're studying full or part-time and the cost of your tuition. The bursary will be paid in three instalments, one per term.
A Social work bursary is available to eligible social work students that:
- Don’t receive funding from their employer, and;
- The social work course is an approved undergraduate or postgraduate course, and;
- You don’t already have a higher education social work qualification
You can download an application form from NHS Business Services Authority
If you’re studying on an employment-based course including a direct Open University course, you will not be eligible for a bursary.
If you are doing an undergraduate social work course, you can apply for the Maintenance Loan part of the main student finance package from Student Finance England.
You can also receive student finance for either full or part-time teacher training courses such as, initial teacher training (ITT) (including early years) and school-centred initial teacher training (SCITT)
You might be eligible for extra help if you’re disabled.
You can also receive student finance for either full or part-time teacher training courses such as, ITT (not including early years),Postgraduate Certificate of Education (PGCE) and SCITT. You might also be eligible for a training bursary from the Department for Education (DfE).
To assist you with travel expenses you may be eligible to receive a travel grant, which you don't need to repay. Your permanent place of residence needs to be in England and either:
- As part of your course, you're required to study abroad, or;
- You’re on an Erasmus study or Erasmus work placement, or;
- You’re studying abroad as a medical or dental student, or;
- You’re attending a clinical placement in the UK
How it works
The first £303. of your travel expenses must be paid by you and your travel grant will be reduced by £1. for every £8.73 of household income over £39,796. Household income includes:
- Your own income
- Your parents or guardian's income
- Your spouse or partners income (if they live with you)
Income from other family members you live with is disregarded.
You will be able to receive help for:
- Essential expenses, medical insurance and travel visas
- A maximum of three return journeys from your home to the overseas institution within the full academic year
- If you're a single parent, you might be eligible for help with your children’s travel costs
To make an application, you use your Student Finance England account. If you don’t already have an account you can register and set one up. Student Finance will then send you a course abroad form.
If you qualify for the travel grant the money will be paid directly into your bank account, once you've completed and returned the form. You will need to send copies of your receipts for all of the expenses you are applying for.
UK clinical placements
If you’re receiving an income dependent Maintenance Loan or Maintenance Grant you may be entitled to receive help with your travel costs between your home and the hospital or facility where you’re doing your placement. Once you have applied for student finance for clinical study a travel grant form will be sent to you, providing you’re eligible.
The clinical placement needs to be an essential part of your medical or dental course. Furthermore, if you’re eligible for means-tested bursaries or awards from the Department of Health you will not qualify for a travel grant.
A bursary is money that you, or your education or training provider, can use to pay for things like:
- clothing, books and other equipment for your course
- transport and lunch on days you study or train
Bursaries, like grants do not have to be repaid. If you are a student in higher education and awarded money directly from your university or college this will be in addition to your student finance. Each university or college will have their own rules to determine who can qualify and how much to award. You should contact your student support service to find out how to apply and what’s available.
You can apply for bursaries from your local authority and your university or college if you’ve been in local authority care. You could receive a one-off bursary of £2,000 from your local authority and a bursary from your university or college.
16 - 19 Bursary Fund
You could get a bursary to help with education-related costs if you’re aged 16 to 19 and:
- studying at a publicly funded school or college in England - not a university
- on a training course, including unpaid work experience
A publicly funded school is one that does not charge you for attending it.
There’s a different scheme in Wales, Scotland and Northern Ireland.
If you’re 19 and over
You could also get a bursary if you either:
- are continuing on a course you started aged 16 to 18 (known as being a ’19+ continuer’)
How to apply
Contact the student services department at your university or college - they’ll decide if you qualify.
- documents about your finances eg bank statements and rent details
Money from your university or college won’t usually be counted as income when working out your entitlement to benefits or tax credits, unless it’s for day-to-day living costs.
If you are experiencing financial hardship your university or college may be able to assist with extra funds you don't need to repay or a loan that you must repay. They may help if:
- You're a student with children, in particular if you're a single parent
- You're a mature student with existing financial commitments
- You're from a low-income family
- You have a disability
- You're a care leaver
- You're homeless or living in a foyer
To make a request for assistance you should get in touch with your student services department at your university or college and provide details of the following:
- How much student finance you have been awarded (a letter from Student Finance England
- Your bank statements and rent statement, detailing your expenses