Income & Expenditure


Creditors will want to see a breakdown of of your income and expenditure and a debt adviser needs to assess it to identify your most appropriate debt options. It can seem quite a challenge at first and you may see several versions of your budget during the debt advice process.

This section explains where you should start and how a debt adviser works with your budget.

Why are budgets important in Debt Advice?

Start with your own budget

Help with calculations

What is a Standard Financial Statement (SFS)?

Income Maximisation & Budgeting Advice

Different types of budget