A Quick Guide to Debt Advice
This quick guide has been developed to help you understand what to expect when you make an appointment for free debt advice. For a more detailed guide, please see our 'Your Debt Advice Journey' guide.
Take a look through the 5 stages below which explain the process your debt adviser will go through with you.
You can also print our handy infograph and our fact sheet.
Stage 1: Explain your financial situation
Stage 2: Draw up a detailed budget
Stage 3: Find out your debt options
Stage 4: Choose a suitable debt solution
Stage 5: Organise your future finances
- Make sure you have a basic, safe bank account.
- Set up any debt repayments you need to make.
- Plan for future life events affecting your money.
- Think about budgeting & savings longer term.